Banking Software

Market condition drives financial organization to become more service oriented. Today’s financial market is more competitive. Retaining customer’s loyalty to the bank has become hard. Customers are more demanding now. They demand in respect of service, facility, technology & more over business flexibility. Bank now needs to concentrate on relationship banking, has to provide round the clock banking services, has to provide any where banking, and has to provide banking services at the door steps of customer.

All the factors compel banks to look forward. They have to provide new services, products to customer to retain loyalty. Since business has become competitive, risk factor is there to be considered. With the flexibility of services & products, bank needs to monitor the risk factor involved. Also banks need to comply with the central bank regulation. Need to monitor each & every activity at any point of time.

To meet the above, use of technology is mandatory. With invent of new technology, the world has become a global village. Financial Institution can not stay remote from this trend. Financial institutions are embracing new technology to walk with the new trend. This has become compulsory to Financial Institutions to comply with the principle “SERVICE FIRST” & actually it has to be fast.

To meet the market’s present as well as future demands LEADS has developed BankUltimus, the real-time, online banking solution. It is the solution for present & future total banking. Starting from Teller Operation to Treasury all areas are attended in detail in BankUltimus.

Features:

» N-Tier Architecture
» Web Interface
» Central / Distributed Deployment
» Offline Branch Operation Capability
» Platform Independent
» Database Independent
» Real-time Online 24 x 7 Banking
» Any Where Any Time Banking
» Integrated Yet Modular
» Relational Database
» Scalable
» High Performance
» High Availability
» Strong Security
» Security Audit Trail
» Multi Layer Authorization
» Highly Flexible through extensive parameter
» Quick Deployment of new Products
» Third Party Software Integration
» Business Intelligence Tools Integration

Functionalities:

» Customer Centric Business Operation
» Multi Currency Support
» Risk Analysis
» Collaterals
» Limit & Exposure Management
» Automated Charges
» Syndicated Lending
» Contingent Account Maintenance
» Asset & Liability Management
» Integrated Treasury Management
» Daily / Periodic Reports
» Management Reports
» Central Bank Reports/Statement
» Electronic Memo
» SWIFT Interface
» ISO 8583 Interface
» ATM Interface
» POS Interface
» SMS Banking
» Internet Banking

Services:

BankUltimus offers following services to the bank for enhanced & efficient customer, business & relationship management:

Core Services

» Customer Information File
» General Ledger
» Image Processing (Signature & Photo)
» Bills & Remittances
» Clean Purchase & Collections
» Cash Management
» Traveler’s Cheque & Foreign Currency Management
» Product Designer
» Charges/Commission Designer
» Commitments & Limit Management
» Collaterals
» Clearing Cheque Processing
» Transactions
» Sweeps
» Standing Instructions
» Evening Banking
» Electronic Memo System

Retail Services

» Deposits
» Demand Deposit
» Time Deposit
» Scheme Deposit
» FCY Deposits
» NFCD
» RFCD
» Exporters Quota Deposit
» FC Deposit
» Special Deposits
» Non-Resident Taka Account (NRTA)
» Convertible Taka Account (CTA)
» Non-CTA Account
» Non-Resident Blocked Taka Account
» Non-Resident Investor’s Taka Account
» Consumer Lending
» Overdrafts

Corporate Services

» Commercial Lending
» Syndicated Lending
» Lease Financing
» SME Financing
» Project Financing
» Credit Facilities in EPZ
» Foreign Trade
» Guarantees
» Payment Processing/Reimbursements
» Documentary Purchases & Collections
» Sectoral Loan Allocation
» Non-Performing Loans

Treasury Services

» Foreign Exchange
» Money Market
» Securities
» Repos & Reverse Repos
» Interest Rate Swaps
» Currency Swaps
» Reconciliation
» Central Bank
» Nostro Account
» Inter Bank
» Authorized Signatory
» Exchange Position

Add on Modules

» Credit Appraisal
» Credit Risk Management
» LRA
» Risk Scoring
» Working Capital Assessment
» Risk Grading
» KYC Analysis
» Test Key Management
» Profitability Analysis
» Responsibility Centers
» Cost of Fund Analysis
» Capital Adequacy
» Asset & Liability Management
» Fixed Asset Management
» Dead Stock Management
» Budget & Variance Analysis
» Expenses Tracking

Technology

BankUltimus is developed on State of the Art Technology. It can be deployed on any environment like Windows, UNIX, and Linux etc. It also supports different database like SQL Server and Oracle.

» Architecture : n-Tier
» Development Tools : Microsoft Visual Studio.NET (C#, ASP.NET, JavaScript)
» Application Server : Internet Information Server (IIS)
» Network Operating System : Windows 2003 Server, UNIX, Linux
» Database : Oracle10g, SQL Server 2000